Immediate Payment Service (IMPS)

We are pleased to announce the launching of the IMPS facility of NPCI (National Payments Corporation of India) for our customers through our Mobile Banking Application - SNCB Mobile Banking.

Immediate Payment Service - IMPS is an instant payment inter-bank electronic funds transfer service through mobile phones. Unlike NEFT and RTGS, the service is available 24*7 throughout the year including bank holidays. It is a platform that makes the payments possible within a fraction of seconds.

SNCB Mobile Banking application can be downloaded from Google Playstore using below link :

Benefits of IMPS

  • Instant (Real time)
  • Available 24*7 (works on holidays also)
  • Easily accessible
  • Safe & secure
  • Available on the go.

 The IMPS app offers the following features:

  • Balance Enquiry- Enquire about your account balance.
  • Mini Statement - Generate a Mini Statement for your account
  • IMPS Fund Transfer - P2P (Person-to-Person)
  • IMPS Fund Transfer - P2A (Person-to-Account)

 Fund Transfer/Remittance

  • Using Mobile number & MMID (P2P)
  • Using Account number & IFS Code (P2A)

Using Mobile number & MMID (P2P)

Using P2P, a customer can send/receive money using MMID & Phone number.

Sender & Receiver have to register for Mobile Banking & get a unique 7 digit code called MMID (Mobile Money Identifier). Each MMID is linked to a unique Mobile Number. Different MMIDs can be linked to same Mobile Number

  • Generation of MMID is a One-time process
  • Remitter (Sender) transfer funds to beneficiary (Receiver) using Mobile no. & 7 digit MMID of beneficiary.

Using Account number & IFS Code (P2A)

Using P2A, a customer can remit money to other bank’s accounts using account number of the beneficiary & IFS Code of the branch where beneficiaries account exist. IFS Code is a 11 digit alphanumeric number, available in the user's Cheque book.

Download SNCB Mobile Banking App from this link :

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